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Michael J. Panik, PhD, is Professor Emeritus in the Department of Economics at the University of Hartford, CT. He has taught courses in economic and business statistics, quantitative decision methods, introductory and advanced quantitative methods, and econometrics. Dr. Panik is the author of several books, including Stochastic Differential Equations and Growth Curve Modeling: Theory and Applications, both published by Wiley. He is also a co-author of Introduction to Quantitative Methods in Business: With Applications Using Microsoft Office Excel.