SECOND HOME PLANS
1
W
ATERFRONT
ULTIMATE
2
COPYRIGHT © 2022
All floor plans and elevations copyright by the individu-
al designers and may not be reproduced by any means with-
out
permission.
All
text
and
other
illustrative
material
© 2022 Design America, Inc. and Creative Homeowner and may
not be reproduced, either in part or in its entirety, in any form, by
any means, without written permission from the publisher, with
the exception of brief excerpts for purposes of radio, television, or
published review. All rights, including the right of translation, are
reserved. Although all possible measures have been taken to ensure
the accuracy of the material presented, the publisher is not liable in
case of misinterpretation or typographical error.
Creative Homeowner
®
is a registered trademark of New Design
Originals Corporation.
Book content provided by Design America, Inc., St. Louis, MO.
Current Printing (last digit)
Waterfront Home Plans
e-ISBN: 978-1-63741-173-5
CREATIVE HOMEOWNER®
www.creativehomeowner.com
Creative Homeowner
books are distributed by
Fox Chapel Publishing
903 Square Street
Mount Joy, PA 17552
www.FoxChapelPublishing.com
Note: The homes as shown in the photographs and renderings in
this book may differ from the actual blueprints. When studying the
house of your choice, please check the floor plans carefully. All
plans appearing in this publication are protected under copyright
law.
Reproduction of the illustrations or working drawings by any means
is strictly prohibited. The right of building only one structure from the
plans purchased is licensed exclusively to the buyer and the plans
may not be resold unless by express written authorization.
The homes featured on the cover are: top, Plan #F12-080D-0012
on page 53; right, top to bottom: Plan #F12-058D-0202 on page 29;
Plan #F12-091D-0506 on page 40; Plan #F12-058D-0243 on page
96. Unless noted, all images copyrighted by the designer/architect.
The home featured on page 1 is Plan #F12-056D-0120 on page 21.
What’s The Right Plan For You?
4
10 Steps To Building Your Dream Home
5-6
Waterfront Home Plans Introduction
7
The Perfect Home By The Water:
The “Must Have” Features Right Now
8-11
Waterfront Home Plans
12-85
Stylish Patio Designs
86-87
Outdoor Dining Ideas
88-89
Waterfront Home Plans
90-123
Organizing Smaller Homes
124-127
Waterfront Home Plans
128-133
Home Plans Index
134-135
Why Buy Stock Plans?
136-137
How Can I Find Out If I Can Afford To Build A Home?
138
What Kind Of Plan Package Do I Need?
139
Our Plan Packages Include...
140
Do You Want To Make Changes To Your Plan?
141
Helpful Building Aids
142
Before You Order
143
Home Plan Order Form
144
CONTENTS
Top to bottom: Plan #F12-024D-0008 on page 45; Plan #F12-101D-0155 on page 32; Plan
#F12-128D-0060 on page 17; Plan #F12-141D-0025 on page 107; Plan #F12-024D-0813 on page 26;
Plan #F12-056D-0098 on page 52.
3
Choosing a house design is exciting,
but can be a difficult task. Many fac
-
tors play a role in what home plan is
best for you and your family. To help
you get started, we have pinpointed
some of the major factors to consid
-
er when searching for your dream
home. Take the time to evaluate your
family’s needs and you will have an
easier time sorting through all of the
house designs offered in this book.
Budget
is the first thing to consid
-
er. Many items take part in this bud-
get, from ordering the blueprints to
the last doorknob purchased. When
you find the perfect house plan, visit
houseplansandmore.com and get a
cost-to-build estimate to ensure that
the finished home will be within your
cost range. A cost-to-build report is a de-
tailed summary that gives you the total
cost to build a specific home in the zip
code where you’re wanting to build. It is
interactive allowing you to adjust labor
and material costs, and it’s created on
getting started:
what’s the right
for you?
PLAN
demand when ordered so all pricing is
up-to-date. This valuable tool will help
you know how much your dream home
will cost before you buy plans (see page
138 for more information).
Family Lifestyle
After your budget
is deciphered, you need to assess you and
your family’s lifestyle needs. Think about
the stage of life you are in now, and what
stages you will be going through in the
future. Ask yourself questions to figure
out how much room you need now and if
you will need room for expansion. Are you
married? Do you have children? How many
children do you plan on having? Are you
an empty-nester? How long do you plan
to live in this home?
Incorporate into your planning any fre-
quent guests you may have, including
elderly parents, grandchildren or adult
children who may live with you.
Does your family entertain a lot? If so,
think about the rooms you will need to
do so. Will you need both formal and
informal spaces? Do you need a gourmet
kitchen? Do you need a game room and/
or a wet bar?
Floor Plan Layouts
When look-
ing through these home plans, imagine
yourself walking through the house. Con-
sider the flow from the entry to the liv
-
ing, sleeping and gathering areas. Does
the layout ensure privacy for the master
bedroom? Does the garage enter near
the kitchen for easy unloading? Does
the placement of the windows provide
enough privacy from any neighboring
properties? Do you plan on using furni-
ture you already have? Will this furniture
fit in the appropriate rooms? When you
find a plan you want to purchase, be sure
to picture yourself actually living in it.
Exterior Spaces
With many dif-
ferent home styles throughout ranging
from Traditional to Contemporary, flip
through these pages and find which
Waterfront home design appeals to you
the most and think about the neighbor-
hood in which you plan to build. Also,
think about how the house will fit on your
site. Picture the landscaping you want to
add to the lot. Using your imagination is
key when choosing a home plan.
Choosing a house design can be an
intimidating experience. Asking yourself
these questions before you get started
on the search will help you through the
process. With our large selection of sizes
and styles, we are certain you will find your
dream home in this book.
Make A List!
Experts in the field suggest that
the best way to determine your
needs is to begin by listing
everything you like or dislike
about your current home.
4
BUILDING
steps to
your dream home
1
talk to a lender
If you plan to obtain a loan in order to build
your new home, then it’s best to find out
first how much you can get approved for
before selecting a home design. Know-
ing the financial information before you
start looking for land or a home will keep
you from selecting something out of your
budget and turning a great experience
into a major disappointment. Financing
the home you plan to build is somewhat
different than financing the purchase of
an existing house. You’re going to need
thousands of dollars for land, labor, and
materials. Chances are, you’re going to
have to borrow most of it. Therefore,
you will probably need to obtain a con-
struction loan. This is a short-term loan
to pay for building your house. When
the house is completed, the loan is paid
off in full, usually out of the proceeds
from your long-term mortgage loan.
2
determine needs
Selecting the right home plan for your
needs and lifestyle requires a lot of
thought. Your new home is an invest-
ment, so you should consider not only
your current needs, but also your future
requirements. Versatility and the
po-
tential for converting certain areas to
other uses could be an important factor
later on. So, an extra room for a guest
or in-law may seem unnecessary now,
in years to come, the idea may seem
ideal. Home plans that include flex
spaces or bonus rooms can also real-
ly adapt to your needs in the future.
3
choose a home site
The site for your new home will have a
definite impact on the design you select.
It’s a good idea to select a home that will
complement your site. This will save you
time and money when building. Or, you
can then modify a design to specifically
accommodate your site. However, it will
most likely make your home construc-
tion more costly than selecting a home
plan suited for your lot right from the
start. For example, if your land slopes,
a walk-out basement works perfectly. If
it’s wooded, or has a lake in the back, an
atrium ranch home is a perfect style to
take advantage of surrounding backyard
views.
SOME IMPORTANT CRITERIA TO
CONSIDER WHEN SELECTING A SITE:
l
Improvements will need to be made
including utilities, sidewalks and
driveways
l
Convenience of the lot to work,
school, shops, etc.
l
Zoning requirements and property
tax amounts
l
Soil conditions at your future site
l
Make sure the person or firm
that sells you the land owns it free
and clear
4
select a home design
We’ve chosen the “best of the best”
of the Waterfront home plans found
at houseplansandmore.com to be fea-
tured in this book. With over 20,000
home plans from the best architects
and designers across the country, this
book includes the best variety of styles
and sizes to suit the needs and tastes
of a broad spectrum of homeowners.
5
get the cost to build
If you feel you have found “the” home,
then before taking the step of purchas-
ing house plans, order an estimated
cost-to-build report for the exact zip code
where you plan to build. Requesting this
custom cost report created specifical
-
ly for you will help educate you on all
costs associated with building your new
home. Simply order this report and gain
knowledge of the material and labor
cost associated with the home you love.
Not only does the report allow you to
choose the quality of the materials, you
can also select options in every aspect
of the project from lot condition to con-
tractor fees. This report will allow you to
successfully manage your construction
budget in all areas, clearly see where
the majority of the costs lie, and save
you money from start to finish.
10
5
A COST-TO-BUILD REPORT WILL
DETERMINE THE OVERALL COST OF YOUR
NEW HOME INCLUDING THESE
5 MAJOR EXPENSE CATEGORIES:
l
Land
l
Foundation
l
Materials
l
General Contractor’s fee - Some
rules-of-thumb that you may
find useful are: (a) the total
labor cost will generally run a
little higher than your total
material cost, but it’s not
unusual for a builder or
general contractor to charge
15-20% of the combined
cost for managing the overall
project.
l
Site improvements - don’t
forget to add in the cost of
your site improvements such
as utilities, driveway,
sidewalks, landscaping, etc.
6
hire a contractor
If you’re inexperienced in con-
struction, you’ll probably want to
hire a general contractor to man-
age the project. If you do not know
a reputable general contractor,
begin your search by contacting
your local Home Builders Asso-
ciation to get references. Many
states require building contractors
to be licensed. If this is the case
in your state, its licensing board
is another referral source. Finding
a reputable, quality-minded con-
tractor is a key factor in ensuring that
your new home is well constructed and
is finished on time and within budget. It
can be a smart decision to discuss the
plan you like with your builder prior to
ordering plans. They can guide you into
choosing the right type of plan pack-
age option especially if you intend on
doing some customizing to the design.
7
customizing
Sometimes your general contractor may
want to be the one who makes the mod-
ifications you want to the home you’ve
selected. But, sometimes they want to
receive the plans ready to build. That
is why we offer home plan modifica-
tion services. Please see page 141 for
specific information on the custom-
izing process and how to get a free
quote on the changes you want to make
to a home before you buy the plans.
8
order plans
If you’ve found the home and are ready
to order blueprints, we recommend or-
dering the PDF file format, which offers
the most flexibility. A PDF file format will
be emailed to you when you order, and
it includes a copyright release from the
designer, meaning you have the legal
right to make changes to the plan if nec-
essary as well as print out as many cop-
ies of the plan as you need for building
the home one-time. You will be happy to
have your blueprints saved electronically
so they can easily be shared with your
contractor, subcontractors, lender and
local building officials. We do, howev-
er, offer several different types of plan
package depending on your needs, so
please refer to page 139 for all plan op-
tions available and choose the best one
for your particular situation.
Another helpful component in the
building process that is available
for many of the house plans in
this book is a material list. A ma-
terial list includes not only a de-
tailed list of materials, but it also
indicates where various cuts of
lumber and other building com-
ponents are to be used. This will
save your general contractor sig-
nificant time and money since
they won’t have to create this list
before building begins. If a materi-
al list is available for a home, it is
indicated on the home plans index
on pages 134-135 in this book.
9
order materials
You can order materials yourself,
or have your contractor do it. Nev-
ertheless, in order to thorough-
ly enjoy your new home you will
want to personally select many
of the materials that go into its
construction. Today, home im-
provement stores offer a wide
variety of quality building prod-
ucts. Only you can decide what
specific types of windows, cab-
inets, bath fixtures, etc. will make your
new home yours. Spend time early on
in the construction process looking at
the materials and products available.
10
move in
With careful planning and organization,
your new home will be built on schedule
and ready for your move-in date. Be sure
to have all of your important documents
in place for the closing of your new home
and then you’ll be ready to move in and
start living your dream.
6
Browse the pages of Waterfront Home Plans and discover over 180 home designs offered in a wide variety of sizes and styles
and all with one thing in common – they are perfectly suited for a waterfront setting. Whether it’s an expansive tranquil lake