4,99 €
Think you need thousands of dollars to begin investing? Think again. Wealth doesn’t start with a windfall—it begins with the first $50.
This inspiring guide shows you how to transform even the smallest budget into a compounding engine for financial freedom. With a paycheck-based funnel, you’ll learn how to automate your contributions, harness the power of dollar-cost averaging, and rebalance without stress or overwhelm. The system works quietly in the background while you live your life—no constant monitoring, no complicated strategies, no second-guessing.
Inside you’ll discover:
Why starting small beats waiting for “someday.”
How auto-investing creates effortless consistency.
The simple quarterly routine that keeps your portfolio on track.
This is not about Wall Street tricks. It’s about ordinary people creating extraordinary results by taking the first step—and sticking with it.
You don’t need to be rich to invest. You just need a system. Start today with $50 and let your future grow.
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Veröffentlichungsjahr: 2025
Dominic Valehurst
From Spare Change to Wealth: The Set-and-Forget System Anyone Can Start With $50
Copyright © 2025 by Dominic Valehurst
All rights reserved. No part of this publication may be reproduced, stored or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise without written permission from the publisher. It is illegal to copy this book, post it to a website, or distribute it by any other means without permission.
This novel is entirely a work of fiction. The names, characters and incidents portrayed in it are the work of the author's imagination. Any resemblance to actual persons, living or dead, events or localities is entirely coincidental.
Dominic Valehurst asserts the moral right to be identified as the author of this work.
Dominic Valehurst has no responsibility for the persistence or accuracy of URLs for external or third-party Internet Websites referred to in this publication and does not guarantee that any content on such Websites is, or will remain, accurate or appropriate.
Designations used by companies to distinguish their products are often claimed as trademarks. All brand names and product names used in this book and on its cover are trade names, service marks, trademarks and registered trademarks of their respective owners. The publishers and the book are not associated with any product or vendor mentioned in this book. None of the companies referenced within the book have endorsed the book.
First edition
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1. Chapter 1
2. Chapter 1: Why You Don’t Need Thousands to Start
3. Chapter 2: The Power of Starting Small
4. Chapter 3: The Concept of Auto-Investing
5. Chapter 4: Understanding Dollar-Cost Averaging
6. Chapter 5: Setting Up Your Investment Routine
7. Chapter 6: Setting and Forgetting: The Investment Mindset
8. Chapter 7: Overcoming Common Investment Fears
9. Chapter 8: Rebalancing Without Stress
10. Chapter 9: Tracking Your Progress
11. Chapter 10: The Importance of Financial Education
12. Chapter 11: Building a Community of Support
13. Chapter 12: Success Stories: Real People, Real Results
14. Chapter 13: Common Mistakes to Avoid as a Beginner
15. Chapter 15: Making Adjustments to Your Strategy
16. Chapter 16: Your Journey Begins: Taking the First Step
17. Chapter 1: Why You Don’t Need Thousands to Start
18. Chapter 2: The Power of Starting Small
19. Chapter 3: The Concept of Auto-Investing
20. Chapter 4: Understanding Dollar-Cost Averaging
21. Chapter 5: Setting Up Your Investment Routine
22. Chapter 6: Setting and Forgetting: The Investment Mindset
23. Chapter 7: Overcoming Common Investment Fears
24. Chapter 8: Rebalancing Without Stress
25. Chapter 9: Tracking Your Progress
26. Chapter 10: The Importance of Financial Education
27. Chapter 11: Building a Community of Support
28. Chapter 12: Success Stories: Real People, Real Results
29. Chapter 13: Common Mistakes to Avoid as a Beginner
30. Chapter 15: Making Adjustments to Your Strategy
31. Chapter 16: Your Journey Begins: Taking the First Step
Table of Contents
The Myth of Needing More
Understanding the Power of $50
Making Your Money Work for You
Overcoming Fear and Hesitation
Tools for Small Investors
The Habit of Investing
Embracing the Small Steps
The Mindset Shift
The Beauty of Dollar-Cost Averaging
Automation: Your Best Friend
What is Auto-Investing?
The Advantages of Setting It and Forgetting It
Choosing the Right Auto-Investing Platform
Setting Up Your Auto-Investing System
What is Dollar-Cost Averaging?
Benefits of Dollar-Cost Averaging
How to Implement Dollar-Cost Averaging
Common Misconceptions about Dollar-Cost Averaging
Understanding the Importance of a Routine
How to Set Up Your Auto-Investing Plan
Embracing Dollar-Cost Averaging
Creating Your Quarterly Check-In Routine
Keeping It Simple: Your Investment Checklist
The Power of Patience
Trusting Your System
Embracing Dollar-Cost Averaging
Setting Your Financial Goals
The Role of Automation
Rebalancing Your Portfolio
Understanding the Root of Your Fears
The Importance of Education
Embracing the Set-and-Forget Philosophy
Starting Small: Why It Matters
Dealing with Market Volatility
Building a Support System
Taking Action: Your First Step
Understanding the Need for Rebalancing
When and How to Rebalance
The Benefits of a Set-and-Forget Approach
Common Missteps When Rebalancing
Understanding the Importance of Tracking
Key Performance Indicators (KPIs)
Tools for Tracking Your Investments
Creating a Tracking Routine
The Basics of Financial Literacy
The Importance of Continuous Learning
Evaluating Investment Options
The Role of Emotional Management in Investing
Setting Your Personal Investment Education Plan
The Importance of Community in Investing
Finding the Right Support Network
The Role of Mentorship
Overcoming Investment Anxiety Together
Building Lasting Relationships
The Journey of James: From $50 to Financial Freedom
Maria’s Dollar-Cost Averaging Success
The Impact of Communities: A Group of Friends Investing Together
Jamie’s Fearless Approach to Investing
The Role of Family: A Legacy of Investing
Overgeneralizing Investment Advice
Chasing Trends
Neglecting to Diversify
Timing the Market
Being Overly Reactive to Market Changes
Ignoring Fees and Expenses
Chapter 14: Long-Term Growth vs. Short-Term Gains
Understanding Long-Term Growth
The Allure of Short-Term Gains
Finding the Right Balance
Lessons from Successful Investors
Understanding the Need for Adjustments
Signs It’s Time to Adjust
How to Make Adjustments
The Importance of Dollar-Cost Averaging
Creating a Flexible Investment Plan