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Kerry E. Hannon

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Beschreibung

You can find profitable, fulfilling work after 50! Kerry Hannon's national bestseller, Great Jobs for Everyone 50+, has become the job-hunting bible for people in their forties, fifties, and beyond. With her no-nonsense style, Hannon shows where the opportunities are and how to get them. In this completely revised edition, Hannon offers twice as many jobs and brand-new material to market your skills in today's job market, with expert tips on revamping a résumé, networking, interviewing like a pro, building a social media platform to stand out in the crowd, and much more. Whether you took early retirement, were laid off, are seeking a job that you will love, need supplemental income, or want to stay engaged and make a difference by giving back with your talents, Hannon's book is an essential tool. The truth is that many companies are looking for candidates with your experience, expertise, and maturity. The trick is finding those employers--and going into your search with a positive attitude and realistic expectations. This completely updated Great Jobs shows you how to avoid common job-seeking mistakes and helps you find your ideal employment in today's landscape.

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Creative director: Scott A. Davis

Cover design: Lesley Q. Palmer

Photograph: Elizabeth Dranitzke

Copyright © 2018 by Kerry Hannon. All rights reserved. AARP is a registered trademark.

Published by John Wiley & Sons, Inc., Hoboken, New Jersey.

Published simultaneously in Canada.

No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, Inc., 222 Rosewood Drive, Danvers, MA 01923, (978) 750–8400, fax (978) 646–8600, or on the Web at www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030, (201) 748–6011, fax (201) 748–6008, or online at www.wiley.com/go/permissions.

Portions of this material originally appeared in AARP.org, Forbes.com, and NextAvenue.org. Reprinted with permission.

Limit of Liability/Disclaimer of Warranty: While the publisher, AARP, and the author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. If professional assistance is required, the services of a competent professional person should be sought. The publisher, AARP, and the author shall not be liable for damages arising herefrom. The fact that an organization or website is referred to in this work as a citation and/or potential source of further information does not mean that the author, AARP, or the publisher endorses the information the organization or website may provide or recommendations it may make. Further, readers should be aware the Internet websites listed in this work may have changed or disappeared between when this was written and when it is read.

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Library of Congress Cataloging-in-Publication Data

Names: Hannon, Kerry, author. | AARP (Organization)

Title: Great jobs for everyone 50 +, updated edition : finding work that keeps you happy and healthy—and pays the bills / by Kerry Hannon.

Description: Second Edition. | Hoboken : Wiley, 2017. | Revised and updated edition of the author’s Great jobs for everyone 50+, c2012. | Includes index. |

Identifiers: LCCN 2017033947 (print) | LCCN 2017050685 (ebook) | ISBN 9781119363347 (pdf) | ISBN 9781119363330 (epub) | ISBN 9781119363323 (paperback) | ISBN 9781119363347 (ePDF)

Subjects: LCSH: Job hunting—United States. | Older people—Employment—United States. | Middle-aged persons—Employment—United States. | BISAC: BUSINESS & ECONOMICS / Careers / General.

Classification: LCC HF5382.75.U6 (ebook) | LCC HF5382.75.U6 H363 2017 (print) | DDC 331.702084/60973—dc23

LC record available at https://lccn.loc.gov/2017033947

For my siblings Michael, Pat, and Jack, who make a positive impact on the lives of others every day.

Contents

Acknowledgments

About the Author

Introduction

Money, Mental Engagement, and Meaning

The Value of Older Workers

Yes, There Are Jobs

Deciding What (Else) You Want Out of Work

How to Use This Book

Part I

Great Jobs

CHAPTER 1 Great Part-Time Jobs

Accountant/Financial Manager

Adult Education Teacher

Alumni Event Planner

AmeriCorps VISTA Summer Associate

Amusement Parks

Athletic Coach/Umpire/Referee

Athletic Event Ticket Services

Ballparks

Bartending/Waiting Tables

Blogger

Bookkeeper

Bridge Tutor

Call Center Tech Representative

Campground Worker

Car Transporter

Caterer

Cruise Liners

Dietician and Nutritionist

Eco-Landscaper

Event Planner

Fitness Trainer

Food Critic/Food Blogger

Food Stylist

Front Desk Clerk/Night Auditor

Gift Wrapper

Green Building Consultant

Hairstylist

Handy Jack/Handy Jill

Holiday Decorator

Human Resource Manager

Librarian Assistant/Aide

Limo Driver

Manicurist and Pedicurist

Medical Assistant

Move Manager

Nursery Worker

Office Manager

Package Delivery

Park Service Employee

Personal and Home Healthcare Aide

Personal Assistant

Pet Concierge

Pet Groomer

Product Demonstrator

Project-Based Consultant

Recruiter

Repairperson

Resort Worker

Restaurant Greeter

Retail Sales Cashier

Retail Salesperson

Retail Worker

Retirement/Life Coach

Sales Representative

Second Home Property Manager/Concierge

Shipping Clerk

Shuttle Bus Driver on Campus

Skin Care Specialist

Social Media Specialist

Spring Training Staff

Tailor

Tax Preparer

Teacher’s Aide

Tour Guide

Travel Agent

Travel Nurse

Tutor/Counselor

Veterinary Technician

Waste Reduction Consultant

Web Strategist

CHAPTER 2 Great Work-from-Home Jobs

Blogger

Crafter

Customer Service Representative

Direct Sales

Financial Manager

Grant/Proposal Writer

Graphic Designer

Mediator

Online Juror

Online Tutor

Translator-Interpreter

Virtual Assistant

Writer/Editor

CHAPTER 3 Great Nonprofit Jobs

Administrative Assistant

Fundraiser

Grant/Proposal Writer

Marketing/Communications Manager

Volunteer Manager

CHAPTER 4 Great Healthcare Jobs

Dietician and Nutritionist

Massage Therapist

Medical Assistant

Medical Biller/Coder

Medical Interpreter

Medical Records Administrator

Optician

Paramedical Examiner

Personal and Home Healthcare Aide

Pharmacy Technician

School Nurse

Telemetry Technician

Travel Nurse

Veterinary Technician

CHAPTER 5 Great Tech Jobs

Call Center Tech Representative

Digital Marketing Specialist

IT Project Manager

Quality Assurance Specialist

Social Media Specialist

Software Engineer

Technical Support Specialist

Technical Writer

Web Search Evaluator

Web Strategist

CHAPTER 6 Great Jobs in Education

Adult Education Teacher

Adjunct Professor/Instructor/Lecturer/Visiting Professor

Career Center Counselor

Librarian Assistant/Aide

Market and Survey Researchers

Substitute Teacher

Teacher’s Aide

Tutor/Counselor

University Bookstore Retail Specialist

CHAPTER 7 Great Skilled Trade Jobs

Auto Mechanic

Baker

Casino Worker

Electrician

Flooring Installer and Tile and Marble Setter

CHAPTER 8 Great Jobs to Ride the Age Wave

Aging-in-Place/Home-Modification Pro

Audiologist

Driver

Financial Planner

Fitness Trainer

Healthcare/Patient Advocate

Massage Therapist

Medical Equipment Maintenance and Repair

Move Manager

Personal and Home Healthcare Aide

Retirement Coach

Seniors’ Real Estate Specialist

Part II

The Great Jobs Workshop

CHAPTER 9 How to Plan for Your Second Act

CHAPTER 10 Strategies for 50+ Job Hunters

The Benefits of Experienced Workers

Turn Everything into a Positive

Overcoming Biases

CHAPTER 11 Adding New Skills

CHAPTER 12 Volunteer Your Way to a Job

Finding the Right Spot

Not Just for Charities

Nine Tips to Find an Ideal Volunteering Gig at a Nonprofit

CHAPTER 13 How to Prepare for Nonprofit Work

Tap Available Resources

Preparation Is the Key to Success

CHAPTER 14 Tips for a Great Resume and Cover Letter

Use a Simple Format

Be a Storyteller

Cherry-Pick Your Professional Experience

Mind the Gaps

Add Some Zing

Be Aware of Automated Screening Systems

Consider Hiring a Pro to Help

Resume Red Flags

What Do Employers Really Want?

Filming a Video Resume

Writing a Killer Cover Letter

Lining Up Your References in Advance

CHAPTER 15 Job Hunting and Social Media

The Nuts and Bolts of Creating Your Social Media Profile

Tweeting Your Way to a New Job

Follow Companies You’re Interested In

Four Ways to Manage Your Online Reputation

Tout Your Accomplishments

Engaging with the Community

CHAPTER 16 Navigating the Job Search Boards

Job Boards and Apps

Looking into Government Jobs

Visit College Websites . . . to Find a Job

Taking Extra Precautions with Online Job Postings

CHAPTER 17 Tapping Others for Help

Networking in Action

Networking for Skilled-Trade Jobs

Join Networking and Job-Hunting Groups

Building Your Networking Muscle

Check Out Your College Career Center

Pairing Up with a Mentor or Sponsor

How I Tapped a Virtual Mentor

Explore Reverse Mentoring

Work with a Career Coach

Connecting with a Recruiter

Checking Out Job Fairs

Attitude Counts

CHAPTER 18 Great Job Interview Tips

Things to Avoid

Acing the Telephone Interview

Starring in Skype or Video Interviews

Being a Winner in Automated Interviews

CHAPTER 19 Special Job Circumstances

Finding a Job with the Federal Government

Transitioning from Military to Civilian Jobs

Seven Smart Job-Hunting Tips for Adults with Disabilities

CHAPTER 20 Negotiating Pay

Step 1: Practice Patience

Look at the Big Picture

Research Salary Ranges

Job Applications and Salary

Answering Questions about Pay

Accepting Lower Pay

Less Responsibility for Less Pay

How to Negotiate Pay

Parting Thought

CHAPTER 21 Why Part-Time or Contract Work Is Worth It

Contract Work Is Hot

Getting Your Name Out There

CHAPTER 22 Be Your Own Boss

What It Takes to Be the Boss

Senior-Junior Partnerships

Seven Tips from a Financing Whiz

Afterword

Index

EULA

Guide

Cover

Table of Contents

Introduction

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Acknowledgments

I’ve been privileged to have a distinguished cadre of colleagues, experts, and fellow travelers on the road to creating this updated edition of Great Jobs for Everyone 50+. Each one has honed my methodology for the best pathways to navigate the workplace today for experienced workers.

What a difference five years makes. Since the first edition appeared, I’ve spent countless hours meeting with, interviewing, studying, and speaking to audiences of people over 50 who are either keen to find a job or share their messages of job hunting success and optimism with me.

This new edition reflects the latest knowledge and experience I’ve gleaned along the way. As with any book project, there are several individuals who I must recognize in this public forum to show my genuine appreciation for their grace and support.

I owe boundless gratitude to the experts who gladly offered thoughtful guidance. These include Encore.org’s founder, Marc Freedman, and the nonprofit’s vice president, Marci Alboher, author of The Encore Career Handbook, an essential tool I recommend to those seeking a second act for the greater good.

Other pros I admire and whose work I deeply value include Chris Farrell, Ruth Finkelstein, Paul H. Irving, Elizabeth Isele, Susan P. Joyce, Beverly Jones, Mark Miller, Dorian Mintzer, Maggie Mistal, John Tarnoff, Mark S. Walton, and Betsy Werley.

My “Great Jobs” column, which has appeared at AARP.org since 2010, has benefited in recent years from the vision and skilled editorial gifts and guidance of Tara Coates, Rick Levinson, James Henderson, Kimberly Palmer, and John Burgess.

My deep gratitude to my agent, Linda Konner, of the Linda Konner Literary Agency, whose savvy publishing wisdom and belief in my work has propelled my mission of empowering individuals to do more with their career and personal finances—now and for the future.

My thanks to former John Wiley & Sons editor, Tula Batanchiev Weis for greenlighting this revamped edition, helping me shepherd several of my previous books, including Love Your Job: The New Rules for Career Happiness, through the publishing maze, and always trusting my work.

Special thanks to Jodi Lipson, Director of AARP’s Book Division, who meticulously shaped this book to bring forth the kind of plain-speaking job help that 50+ workers are pursuing.

Without Julie Kerr’s patience and smooth editing chops, these chapters might never have attained this new coat of paint and smart presentation. Kudos, Julie, you made the ride stress-free.

I send a heartfelt thanks to Susan Cerra, Wiley senior production editor, and James M. Fraleigh, copy editor, who diligently pored over my manuscript with an eye for detail and smoothly polishing the prose.

A salute to AARP Art Director Lesley Q. Palmer and Creative Director Scott A. Davis, who produced a handsome design for the book jacket that exudes the energy of what readers will find inside.

On a professional and personal note, Richard Eisenberg, the managing editor of PBS’s NextAvenue.org, is one of the finest editors and innovative thinkers I have ever worked with. His kindness and humor make it a publishing journey with meaning.

I also want to thank A. J. Campbell of CoSynergy.com, my web designer and social media consultant.

On a personal note, my own great job is made possible by the support and inspiration of the following board members of Kerry Hannon, Inc.:

To the Bonney family—Paul, Pat, Christine, Mike, Caitlin, Shannon, Garrett Goon, and Piper, too—for always welcoming me with open hearts and a wagging tail (in one case).

To the Hannon family—Mike, Judy, Brendan, Sean, Conor, Brian, and Emily—for inspiring me with your genuine examples of the meaning of helping others and giving back along the way.

To my brother, Jack, for being the calm, clear voice of solutions whenever I call for help; and my sister-in-law, Charmaine, for the love you spread.

To the Hersch crew—Ginny, David, Corey, and Amy—and the Hackels—Stu, Sue, Cassie, and Eric: Through the bond of family ties you provide endless rays of encouragement and laughter.

To Tom and Cindy Goutman, proprietors of the Goutman International Hotel and Spa in Naples, Florida, your oasis among the palm trees provided the right place and the right time to complete this manuscript without distraction. And for Cindy, your observation to me that “not every job will have deep meaning, or change the world. Nor is every job one that allows you to follow a passion . . . but what every job must be is an adventure” is one that resonates.

To Jonelle Mullen, my friends at TuDane Farm, and Caparino Z for helping me clear my head and learn from the enchanted world of horses.

To my cherished childhood friend, Marcy Holquist, for being there as my artistic and personal touchstone.

A heartfelt embrace to my mother, Marguerite Hannon, for being my cheerleader for decades as well as a wonderful public relations steward.

Finally, my husband, Cliff, for your love, friendship, and unflappability. Thanks are just the tip of the iceberg,

Of course, without Zena, our Labrador retriever and the quintessential road manager, I would be adrift.

About the Author

Kerry Hannon is a nationally recognized expert and strategist on career transitions, personal finance, and retirement, She is a frequent TV and radio commentator and is a sought-after keynote speaker at conferences across the country. Kerry focuses on empowering yourself to do more with your career and personal finances—now and for the future.

She has spent more than two decades covering all aspects of careers, business, and personal finance as a columnist, editor, and writer for the nation’s leading media companies, including The New York Times, Forbes, Money, U.S. News & World Report, and USA Today. She has appeared as a career and personal finance expert on The Dr. Phil Show, ABC News, CBS, CNBC, NBC Nightly News, NPR, and PBS.

Kerry is currently a columnist and regular contributor to The New York Times, a contributing writer for Money magazine, AARP’s Jobs Expert and Great Jobs columnist, a contributing editor and Second Verse columnist at Forbes, and the PBS website NextAvenue .org’s expert and columnist on personal finance, wealth management, and careers for boomer women.

Kerry is the award-winning author of a dozen books, including Getting the Job You Want After 50 For Dummies; Love Your Job: The New Rules for Career Happiness; and What’s Next? Finding Your Passion and Your Dream Job in Your Forties, Fifties and Beyond.

Kerry lives in Washington, D.C., with her husband, documentary producer and editor Cliff Hackel, and her Labrador retriever, Zena.

Follow Kerry on Twitter @KerryHannon, visit her website at KerryHannon.com, and check out her LinkedIn profile at www .linkedin.com/in/kerryhannon.

Introduction

When Dane Peters was 65, he retired as head of the Brooklyn Heights Montessori School in Brooklyn, New York, but he wasn’t ready to stop working altogether.

It wasn’t about money—although having income to cover some day-to-day living expenses and travel was an incentive. (He and his wife, Chris, a retired schoolteacher, had a cruise in Alaska and a longboat tour in France on their immediate travel bucket list.) Work, Peters says, gave him his “own sense of identity,” and he wants to hang on to that. Plus, he wants to give back to others who could benefit from his decades of experience.

“I wanted to stay in the game and support independent schools with my expertise,” he says, “but I didn’t want the pace of a 70-hour workweek.”

To see if his services as a consultant might be in demand, he took on weekend consulting assignments before retiring. Happily, he discovered a niche. He now chooses when he wants to work—normally one or two jobs a month.

Today, he leads a life of consulting, volunteering, caring for grandchildren, and enjoying leisure time. “It’s my trifecta,” he says. “Paid work, giving back, and relaxation.” He calls it “consulteering.” The biggest challenge is time management, he says: “How many gigs I will take on and how much volunteering my wife and I can realistically do.”

Money, Mental Engagement, and Meaning

Not everyone is in a financial position to work just one consulting gig a month. Some of us need or will need to keep working full or part time for the income. The reality is that many people aren’t financially secure enough to retire. When I speak to audiences of people over age 50 around the country looking for job-hunting advice, I see the palpable fear in their eyes that they will outlive their money. They might.

Nearly half of families have no retirement account savings at all, according to a report by the Economic Policy Institute, the independent, nonprofit think tank that researches the impact of economic trends and policies on working people in the United States. The median savings, or those at the 50th percentile, may be a better gauge. The median for all families in the United States is just $5,000, and the median for families with some savings is $60,000.

According to a recent survey by the Employee Benefit Research Institute (EBRI), a sizable percentage of workers say they have no or very little money in savings and investments. Among workers providing this type of information, 47 percent report that the total value of their household’s savings and investments, excluding the value of their primary home and any defined benefit plans (a traditional pension where an employer ponies up the money and promises you a certain payout after you retire), is less than $25,000. This includes 24 percent who say they have less than $1,000 in savings.

“Even people with retirement savings see earning a half-time income as a safety net,” says Beverly Jones, author of Think Like an Entrepreneur, Act Like a CEO, who advises 50- and 60-somethings as a career coach at Clearways Consulting in Washington, D.C.

Let me remind you of the four money-wise reasons to stay in the workforce as long as you can:

You can still contribute to retirement plans. The more earning years when you can build savings in a defined contribution plan like a 401(k) or an Individual Retirement Account (IRA), the better off you’ll be in terms of retirement security down the road.

The pay can also help provide a cushion to allow you to delay tapping into Social Security until age 70. You can claim benefits as early as age 62, but by holding off until your full retirement age (currently age 66), you’ll receive 100 percent of your primary insurance amount; every year that you delay beyond that, until age 70, adds an additional 8 percent annually.

You can refrain from dipping into existing retirement funds. The longer you work, the longer you delay tapping these funds, which can continue to grow.

Working can provide income to pay for health insurance until you’re eligible for Medicare at 65. Fewer employers are offering their retired workers medical benefits, and those who do are ramping up the amount retirees must contribute to the cost of coverage. Even better, you might find a job that offers you access to a health plan. The income can also help with medical bills not covered by Medicare.

But like Dane Peters, people 50+ want more from a job than just income, says Dorian Mintzer, a retirement transition coach. “They want to build social connection, mental engagement, and meaning into their life,” she says. “It’s an important part of how they define themselves, and they don’t want to totally give it up.”

“Growing old in the 21st century is not what it was in the 20th,” says Marcie Pitt-Catsouphes, director of the Center on Aging & Work at Boston College. What’s different now is that baby boomers are either continuing to work much longer, or approaching work not as an afterthought but as a pillar of their “retirement” plans, as oxymoronic as that sounds.

The vision of people 50+ spending their retirement years gardening, golfing, and lounging on the beach is out. Meaningful work is in.

Today’s 60-year-old might reasonably plan to work at least part time for another 15 years, figures Marc Freedman, founder and CEO of Encore.org, a nonprofit that promotes second acts for the greater good. “That changes the entire equation about what you want to do, what’s possible to do, and whether it is worth investing up front for additional education,” he says.

I like his thinking. To me, it’s exciting, inviting, and empowering, providing that you enjoy what you’re doing. Continuing to work helps people feel more relevant and needed and less isolated. And research shows that besides giving us meaning, work keeps our brains sharp—the old “use it or lose it” axiom—and our bodies healthy:

Working tends to keep people physically active, socially connected, and mentally challenged—all things known to help prevent mental decline, according to the researchers at INSERM, the French government’s health research agency.

Work may even help stave off dementia. A large study by INSERM of nearly half a million workers in France suggests that delaying retirement means people may be at less risk of developing dementia, including Alzheimer’s disease.

For each additional year of work before retirement, the risk of getting dementia is reduced by 3.2 percent, according to Carole Dufouil, a scientist at INSERM.

“Mental Retirement,” a 2010 paper by economists Susann Rohwedder of RAND and Robert Willis of the University of Michigan, reviewed data from the United States, England, and 11 European countries. They concluded that retirement significantly hampered the cognitive ability of people in their early 60s.

Scholars have reported that workers with routine jobs may find cognitive benefits if their employer offers variety and training for their jobs. For example, in studies of older workers’ productivity at a Mercedes-Benz truck factory and a large German insurance company, economist Axel Borsch-Supan and colleagues at the Munich Center for the Economics of Aging found that older factory workers were as productive as their younger peers, when offered variety or training in their work.

Volunteering and paid work produce better physical and mental health, says Linda Fried, a founder of the Experience Corps (a nonprofit enterprise now run by AARP that brings people age 50 and over into elementary schools) and a dean of Columbia University’s Mailman School of Public Health.

Now in my mid-50s, I can’t imagine not working in some form as a writer well beyond age 67—the age I can start receiving full Social Security retirement benefits. I’ve been passionate about writing since childhood. I’ve been tickled to make a living at it. And as I grow older, I appreciate that it’s flexible work I can do from home, with my Labrador retriever, Zena, at my feet, or anywhere I can carry my laptop computer.

The Value of Older Workers

While working longer is better for employees, it turns out it’s also better for employers. Those I’ve interviewed say that they find that workers age 50 and older are more loyal and aren’t as likely as younger workers to job jump. They are reliable and dependable. And that lower staff turnover benefits the bottom line. The costs of high turnover are tangible. Finding, hiring, and training a new employee is a costly venture.

Employers also tell me that they value older employees because they have an ability to make quick decisions and solve problems based on their knowledge and overall life experience. They have superior communication skills, both written and oral. Importantly, they have the ability to serve as mentors.

In a global and fast-paced workplace, many employers don’t have time to waste while a younger worker gets up to speed. Companies are realizing that it’s often wise to seek out and hire experienced workers. Believe me, you’re on the cusp of a sweeping change in workplace demographics. And leading the charge is the boomer generation.

Baby boomers are also better educated than previous generations of older workers, making them much better able to compete for positions, according to Harvard economists Claudia Goldin and Lawrence Katz.

They found that a large fraction of women, in particular, is working a lot longer, past their 60s and even into their 70s. In fact, the U.S. Bureau of Labor Statistics (BLS) projects that by the end of the 2010s, about 20 percent of women over 65 will be in the labor force.

“Women’s increased participation beyond their fifties is a change of real consequence,” according to Goldin and Katz. “Rather than being an increase in marginal part-time workers, the higher labor force participation of older women consists disproportionately of those working at full-time jobs. Women are remaining on their jobs as they age rather than scaling down or leaving for positions with shorter hours and fewer days.

“From my work with Katz, we find a strong increase in employment among the most highly educated of those women older than fifty-five and for those who are in managerial and professional occupations—even if their financial security appears to be reasonable,” Goldin told me. “Higher levels of employment for women older than fifty-five years also appear to be among those who are healthier and whose occupations are the most rewarding and least physically taxing.” (This echoes the survey conducted by Elizabeth Fideler for her book, Women Still at Work.)

Catherine Collinson, president of the Transamerica Center for Retirement Studies and the Transamerica Institute, told a U.S. Senate Special Committee on Aging hearing that her organization’s surveys found that only 42 percent of women workers say they are building a large enough nest egg to retire without financial worries, compared to 55 percent of men.

“Women age 50 and older—especially unmarried women—face extreme financial risks and potential poverty in retirement,” Collinson told me when I interviewed her for a Next Avenue article. Many women Transamerica surveyed say they plan to work until age 70 or later—or don’t plan to retire at all.

“Work can provide important resources for women—such as a sense of meaning and purpose, a positive identity, and a social network—in addition to financial benefit,” says Colorado State Assistant Professor Gwenith Fisher, who has been studying when and why people retire. Fisher was on a Future of Work and Retirement panel I moderated at Columbia University’s Age Boom Academy.

Moreover, Fisher concurs with what I mentioned above: “Continuing to work is also associated with cognitive and health benefits: Research that has studied patterns of cognitive functioning has shown that working in jobs that involve thinking, problem solving, and creativity is related to less cognitive decline, and retirement is also linked to earlier mortality, even among people who did not retire due to their health.”

Of course, men can enjoy these benefits by working longer, too.

Yes, There Are Jobs

Landing a job after 50 does take research, soul-searching, and swagger. It’s not an easy skate. I know that and so do you. So do organizations like the AARP Foundation, whose Back to Work 50+, for example, connects workers 50 and older with the information, training, and support they need to get back into the workforce.

The openings are there, though. You may wind up doing lots of different jobs in your 50+ years. You may want a job for a season, for a few years to gradually unwind into retirement, or even for a few hours a week. Then, too, you may be looking for a job that really does turn into a full-blown second career.

I also wouldn’t be surprised if you test a number of different kinds of jobs to find what you really shine at or want to do in the years ahead. You may even strategically build an income stream from a tapestry of work you enjoy and are skilled at doing. After taking a hard look at the numbers and talking to older workers, I’ve discovered that things are actually far better than the national conversation might indicate.

Let me put things into perspective.

Older job applicants do get hired. It typically takes longer for someone over 55 to land a job than someone younger, according to the BLS, but the current unemployment rate for people over 55 is 3.5 percent; it’s 4.9 percent for those age 25 to 34 and 4.8 percent overall.

Among 65- to 74-year-olds, labor force participation is predicted to hit 32 percent by 2022, up from 20 percent in 2002, according to the Bureau of Labor Statistics. For those age 75 and up, the rate will jump from 5 percent in 2002 to 11 percent in 2022.

Meanwhile, as the U.S. economy swings from physically stressful manufacturing jobs to service positions, there are more jobs in which using your mental skills and tapping your knowledge and experience are in demand. That translates to more opportunities for older workers. “We have more older-worker-friendly jobs now than we used to,” according to David Powell, an economist at the nonprofit policy-research organization Rand Corp.

At a time when many employers are complaining about a scarcity of skilled workers, older Americans have much more work experience than younger ones. “When there is a shortage of skilled workers, older workers get jobs,” says Nicole Maestas, an economist and associate professor of healthcare policy at Harvard Medical School.

According to research by Matthew Rutledge, an economist at the Center for Retirement Research at Boston College, the jobs are often a mix of high-skilled service work (managers, sales supervisors, and accountants) and low-skilled service work (truck drivers, janitors, and nursing aides). But, unfortunately, Rutledge found that the types of jobs that favor older workers pay 6 to 11 percent less than ones favoring younger workers.

Still, when I ask older job applicants how they’d feel about working for less money than in the past, I often hear something that may surprise you.

Many aren’t looking for high-pay, stressful management positions on the frontlines. I know this depends on your age and the kind of work you do. Moreover, a worker in their 50s may have different work goals than someone in their 60s. But in many instances, regardless of age, I have found that pay is not as much of a deal breaker as you might think.

What they want mostly are flexible hours and a sense of autonomy. Better still, they say, they’d love to work for a business or nonprofit whose mission they believe in and where they feel they can use their talents to make a difference.

For these people, rewarding and flexible work are worth far more than a paycheck. In fact, according to a 2016 FlexJobs survey of more than 1,000 respondents aged 50 and older, work flexibility is the most important factor in evaluating a job prospect. The survey said that nearly a quarter of respondents would take a 10 or 20 percent pay cut if they could telecommute, for example.

“Older workers have reached a point where they realize that, while money may be important and necessary for them to make, it’s not the first consideration they pay attention to when trying to find a job,” Sara Sutton Fell, CEO and founder of FlexJobs, told me. “Workers nearing retirement age often have a strong understanding of their priorities.”

Deciding What (Else) You Want Out of Work

What motivates us to work and what each of us calls a “great job” is as individual as we are. “Different flavors of ice cream,” as my sister Pat likes to say. But I beg you: Try to find a job you love.

For my book, AARP’s Love Your Job: The New Rules for Career Happiness, I interviewed hundreds of workers about what made them love their jobs. Most people say they’re driven by the people they work with, the opportunity to keep learning and growing, or the mission or cause of their employer’s services or the products it makes. Sometimes they say they love the travel opportunities.

Yes, money matters, but don’t get locked into a must-have salary. When searching for jobs and comparing offers, be sure to account for other benefits, including the following:

Flexible workday:

Half of employers are willing to offer flexible arrangements, such as working part time or job sharing, to their most skilled and experienced workers, according to a Bank of America/Merrill Lynch survey of 650 human resources executives.

A healthy work-life balance:

Three in five people interested in a second career midlife say it’s very important that the job leaves free time for things they want to do, such as travel, education, or engagement in other activities they enjoy, according to a report by

Encore.org

. Indeed, many of those interested in encore careers appear eager to mix fewer hours of work per week with more years of work in total. A flexible schedule may make working a few more years more palatable.

Meaningful work:

As I discussed earlier, meaning can be as critical as money. More than 25 million Americans 50 to 70 years old are eager to share their skills, passions, and expertise in encore careers that address social needs, typically in education, healthcare, human services, and the environment, according to a study by

Encore.org

and Penn Schoen Berland.

Opportunities to interact with others and stay productive:

A Pew Research Center survey found that working for nonfinancial reasons, such as job enjoyment or the desire to be productive, increases with age.

Learning opportunities:

Employers are increasingly tuning into these enticements. So while they worry that they may not be able to meet your salary expectations, they’re increasingly offering training and education opportunities.

How to Use This Book

In these pages, you will discover the ultimate guide to great jobs, where to find them, pay ranges, and qualifications needed. I’ll give you the action steps to take to find a job that works for you.

I’ve divided this book into two sections.

In Part One, “Great Jobs,” I provide eight chapters that set out the best jobs for you. And there are plenty of them to peruse. In this second edition, there are nearly twice as many jobs as I listed in the first edition five years ago.

Categories run the bases from a large section on part-time jobs—because followers on social media, listeners, readers, and audience members told me that is what they’re seeking in many cases—followed closely by work-at-home jobs. I expanded these chapters significantly in this edition. Other chapters are more specific, such as those on nonprofit jobs, jobs for educators, and healthcare jobs. I canvass jobs in a range of industries from transportation and energy/utilities to federal jobs, healthcare, and technology, as well as skilled trade and manufacturing.

As AARP’s Jobs Expert, I have developed this material through extensive reporting and interviews conducted for my “Great Jobs for Retirees” column that appears monthly at AARP.org. The pressing need to find these kinds of jobs is evidenced by the more than one million visitors who click on the columns each month to find job suggestions and insider advice. Quite frankly, that’s astounding to me.

There’s something here for everyone, a job hunter’s smorgasbord. No, this is not the master list of every job under the sun, but you’ll discover plenty of ideas to spur your imagination about how you can make the most of your talents to create work that, well, works for you.

You’ll find lots of professional occupations and some that may require retraining and adding a degree or certificate. And you’ll also find a large selection of the jobs geared for someone who wants a little income but doesn’t want to do much heavy lifting.

You will find that many offer flexible schedules—a week, a month, a few months a year, or even on-again, off-again contract work—which means that three weeks at the lake house in the summer is still possible. If you want full-time work, many part-time positions hold that promise.

Each job description follows this format: the nitty-gritty, pay range, and qualifications needed, with a smattering of job-hunting tips tossed in. A handful of broad-based jobs may fall under two different categories. Some jobs, of course, may be too physically demanding for some (but not all) of us in this age group, say, home health aide or even a retail cashier, which require lots of time on your feet.

Pay ranges vary widely from employer to employer and city to city and by your experience. They are listed here as a guideline. Jobs are listed alphabetically, so don’t be put off by the random jump from a professional full-time position to a more casual part-time retirement one that will let you earn some extra cabbage for your slush fund.

In Part Two, “The Great Jobs Workshop,” I deliver the professional advice and strategies I’ve been doling out as a career transition strategist and as a retirement and personal finance expert and journalist for more than two decades. Most recently, I’ve been fortunate to reach out to job seekers through my work as a columnist for Forbes, Money magazine, The New York Times, and PBS Next Avenue. Some of the material here has been tested out there first. It has allowed me to get a conversation going with thousands of people to see what kind of advice they want and what really helps.

My tips also stem from the worries that I hear from audience members when the lights come up at the end of one of my keynote speeches, or when a listener calls into a radio talk show where I have been a guest to ask a question, or when someone calls or e-mails for one-on-one career guidance. These shout-outs for advice convinced me that there’s a blazing need for this kind of straightforward career guidance.

I have designed this section so you can dip in and out of the chapters as they apply to your situation. You’ll find tips on resume writing, what you need to know to land a job at a nonprofit, how to use social media to discover this new chapter of your work life, and much more. Explore. While not every chapter will speak to your situation, I’m confident that you will find the direction you need right now.

Throughout, you’ll find websites, job boards, and books to help your search.

■ ■ ■

At the very heart of it, I wrote this book to help you find the work you love. The rest will follow.

Bottom line: Brush off that resume. Let’s go job hunting!

PART IGREAT JOBS

■ ■ ■

Great. That’s a word that fascinates me.

We all know what it means to have a great time. You can have a great time at a Bruce Springsteen concert, at a friend’s 50th birthday party, or on a Caribbean vacation. But can you have a great job?

Is there work that’s really great? You bet. But what constitutes greatness is up to you to interpret and define in context to your own life.

For me, it’s something I lose track of time doing. Something that, well, doesn’t feel like work. It doesn’t have to be a passion, but it’s nice if it is. It should be something that adds to your life—whether it’s a financial or psychological boost.

In the next eight chapters, I will take you down that path of discovery, showing you great jobs available to you. This is not, however, meant to be the definitive listing of jobs, but rather ones I’ve selected that may simply get you pondering positions you’ve never considered.

The goal is to open your mind to possibilities, to widen your view of work, to take down the bumper rails and allow you to explore a wider lane of options. Don’t worry, you’ll still be able to roll a strike.

You’ll meet people who are looking for a new job for a slew of reasons. Some have retired and are working in part-time jobs they take real pleasure in—jobs that help build their bank account until they no longer need, or want, to work. You’ll meet those who may have left one career but have set off on another one with just as much determination. And you’ll meet people who have lost their jobs and moved on to work that is rewarding—and pays the bills.

Most of the people I’ve interviewed for this book told me that flexibility is the essential ingredient in a job. It’s the ability to work from home, part time, or for just a few months a year, that they’re after. As a result, I’ve geared several chapters to jobs in that category. The lion’s share of these jobs, however, can easily ramp up to full-time schedules, if desired.

The salary ranges I’ve listed are just that—ranges. Depending on your skills, where you live, and your previous work experience, what you might get paid could be quite a bit higher. I’ve used these figures to give you a general idea. Qualifications, too, will vary from employer to employer. The details I suggest are standard in many occupations, but everything is open to poetic license, in my view.

So I encourage you to read through all the jobs I have profiled (listed in alphabetical order) to see which ones capture your attention and fit with your personality and skills. Be creative with your job search; be willing to experiment, to try something new, to be humbled by being a beginner again. Use this time to open your mind to possibilities.

There is an underlying theme here: A great job is not just something you imagine. It is something you not only want to do, but that you can do.

CHAPTER 1Great Part-Time Jobs

■ ■ ■

A part-time job is just that, a few hours a day, a couple of days a week, a month, or even a stint of several months. The jobs I’ve listed in this chapter tend to be available year-round and most can be ramped up to full-time positions, depending on your financial needs. The key to landing a full-time job is often getting your foot in the door.

But if the possibilities listed here aren’t quite what you’re after, keep reading. In the chapters that follow, you might find a job that you can negotiate for part-time duties. In today’s job market, anything is negotiable. So don’t be afraid to ask.

The reality is that after stepping away from a full-time job, many people still find that not only does work provide a much-needed paycheck and an ability to continue to save, but it gives them a crucial identity. So if you can afford to go part time, you can find a job that gives you satisfaction while you enjoy a more flexible schedule and have time for other things that make a difference to you and bring joy.

Consider Sue Walbert, who retired in her early 60s from her position as head librarian at Fauquier High School in Warrenton, Virginia, but wasn’t ready to quit working altogether. “I was okay with the idea of retiring, but I didn’t want to not work at all,” she says. “And I definitely wanted to keep my earnings going.”

Her initial solution: a part-time job at the school library. Walbert arranged to clock in two days a week through a job-sharing arrangement with a colleague who also wanted to cut back on hours. The sweetener: her preretirement hourly wage and pay for sick and personal days.

Then she picked up work as a part-time bookkeeper, helping out with monthly billing for a local horse boarding and training business. “I’ve always been good with numbers, so I enjoy it,” she says. Finally, she added to her repertoire tutoring for homebound kids who cannot go to school for some reason (usually an illness or injury), and picked up work administering SAT and ACT tests.

After John Kerr retired from a long career in public broadcasting at age 65, he went on to scratch “his latent itch in conservation,” he says. “I found an amazing encore job as a seasonal park ranger in Yellowstone National Park—something I have done for the past 12 summers. It is an absolute ball. I feel useful, I learn new things, I work with amazing people, I help steward America’s First National Park. It complements and adds to everything I have done before, and I get paid for doing it.”

Kerr is paid at the government’s GS/05 level, as is the norm for “Seasonal General Rangers” in Yellowstone, which is currently $15.52 an hour. During the season, which runs May through September, he works a 40-hour week, plus overtime and small extra pay for special days and duties. All told, Kerr makes roughly $13,000 per season. There are no fringe benefits. He pays his own travel to and from the park from his home in New England, and he rents his own cabin just outside the park’s Northeast Entrance. He could opt to stay in the park’s shared housing, at a favorable rate, but he prefers to have his own place.

“This place continues to be magical, inspiring, and absolutely beautiful, as well as vast and completely awesome,” he says.

These two people have each found a unique way to make money without the full-time constraints holding them back from savoring their new stage of life. If you’re like me, their stories have sparked some ideas of ways you can start planning what you might like to do, too.

Resources at Your Fingertips

AARP has a wealth of resources to help get you thinking about what you might be interested in and where to find work you will love.

I recommend beginning your research at aarp.org/work, a hearty cache of information about full- and part-time work. AARP also has a job board at AARP.org/jobs, and AARP Foundation’s Back to Work 50+ (aarp.org/aarp-foundation/our-work/income/back-to-work-50-plus/) connects workers 50+ with the information, training, and support they need to get back into the workforce.

Many of us have the good fortune to be living more years and in generally better health. That gives us more choices for how we want to spend those years, including working as long as we want to, where we want to, and the way we want to.

These are a few additional websites that can also help you find part-time work year-round.

FlexJobs.com

lists jobs in more than 50 categories, from business consultant and translator to project manager and small nonprofit executive director, with a range of scheduling arrangements. To get the full listings, the basic fee is $14.95 for a month.

RatRaceRebellion.com

, specializing in work-at-home part-time jobs, scrutinizes its postings to ensure legitimacy and delivers them in a free e-newsletter. You’ll find a variety of positions, from customer service representatives to freelance writers. Many pay under $20 an hour, but you can find some higher-paying ones.

TempAndPartTimeJobs

(

careers.tempandparttimejobs.com

) is good source for temporary and part-time jobs for retirees and boomers. This is a board run by the same people who now own and operate the site

Retired Brains.com

.

Upwork.com

and

Guru.com

list freelance opportunities in fields such as Web development, graphic design, and business consulting.

Now let’s pull out some of these great part-time jobs for you to consider. Pay estimates vary based on such factors as experience and where you live.

Accountant/Financial Manager

The nitty-gritty:

Duties include preparing financial reports, processing payroll checks, invoicing, and tracking down delinquent accounts. Some firms will ask you to monitor checking and savings accounts and track credit card bills, too. If you have the qualifications, you may be in charge of helping to prepare annual tax returns. Many of these positions are virtual, but some are on-site as well. Employers run the gamut, from start-ups and small businesses to churches and local nonprofits.

Pay range:

The U.S. Bureau of Labor Statistics (BLS) reports that the hourly wage for accountants and auditors is between $19.90 and $57.18 and above, depending primarily on experience and industry.

Qualifications:

A degree in accounting or business is helpful, but not required. The most common certification is certified public accountant (CPA). The American Institute of Certified Public Accountants administers the exam. CPAs are licensed to offer a range of accounting services, including tax preparation. Other skills to have in your kit: knowledge of financial and accounting computer software such as QuickBooks. Familiarity with Word and Excel is expected.

Adult Education Teacher

See Chapter 6, page 126.

Alumni Event Planner

The nitty-gritty:

Multitasking can take on a whole new meaning in this position. Colleges constantly stage get-togethers. This is detail-oriented work that requires lots of behind-the-scenes labor leading up to a major event, such as a class reunion or campus academic conference. So there’s plenty of work organizing these events. It’s a job that requires lots of behind-the-scenes logistical work. You could be scheduling speakers, drafting a program agenda, registering guests, coordinating transportation, and setting up audiovisual equipment. You might handle contract negotiations to book off-campus venues and hire outside parties such as photographers, musicians, or florists. Now and then you might take the show on the road to alums in their hometowns.

The hours can really pile up as the big day approaches and during the event itself, which is often on a weekend or evening.

Payrange:

$11.61 to $35.08 per hour, according to

PayScale.com

.

Qualifications:

It helps if you’re an alum. A bit of gray hair can be an asset too. Alums who go for the menu of offerings (reunions, lectures, workshops, etc.) tend to have graduated some years ago rather than recently, so you may be age-appropriate. Strong communications and computer skills, especially in word processing and database managing, are nonnegotiable. Ease with computers, including social media such as Facebook and LinkedIn, and a knack for managing a budget. Experience in hospitality, catering, or public relations will help. Some colleges offer continuing education courses in event planning; the Events Industry Council offers the Certified Meeting Professional (CMP) credential, a certification for meeting and convention planners.

AmeriCorps VISTA Summer Associate

The nitty-gritty:

This position gets you involved with the needs of your community. You’ll engage in projects such as tutoring at-risk children or managing a volunteer network.

The VISTA summer associates program in Indiana, for example, matches you for work with nonprofit organizations, including Big Brothers Big Sisters, Mother Hubbard’s Cupboard, and United Way. The summer associates project in Florida operates summer camps for at-risk kids in kindergarten through eighth grade.

Pay range:

VISTA summer associates receive a biweekly living allowance cumulatively totaling about $2,200 and varying by location. At the completion of service, you may elect to receive either a $1,230.69 education award or a cash stipend.

Qualifications:

There is no maximum age. Skills in communications, community organization, leadership, and teamwork are valued. All applicants must be U.S. citizens or legal permanent resident aliens. Expect a background check.

Job hunting tips:

Go to

my.americorps.gov

to search for AmeriCorps VISTA opportunities. Under Service Terms, check the Summer box. You can also find postings on

Indeed.com

. To learn more, go to

nationalservice.gov/programs/americorps/join-americorps

.

Amusement Parks

The nitty-gritty:

Amusement and theme parks are for the kid in all of us. There’s an array of positions—from ride operators and ticket takers to waiters and souvenir T-shirt vendors. There are also openings in security patrol, custodial work, repair, and grounds upkeep. If you have a flair for showbiz, you might even score a role as a dancer or storyteller. Drawbacks: The summer heat in some locations and hours on your feet.

Pay range:

$8 to $15 an hour. Employees typically can get free tickets for friends and family. There may be discounts on food and beverages, merchandise, and hotel stays.

Qualifications:

Hiring managers seek experience in the jobs being sought. That said, your upbeat personality will be a vote in your favor. Plan for background checks and drug tests.

Job hunting tips

: Look for job fairs sponsored by the theme parks in your region and visit their websites. For example, Kings Dominion in Doswell, Virginia, has a list of openings such as first-aid helper, games attendant, and theater usher. You can also search websites such as CoolWorks and JobMonkey.

Athletic Coach/Umpire/Referee

The nitty-gritty:

Check into coach, referee, umpire, or scorekeeper posts, in high school programs, various youth and amateur leagues, parks departments, recreational and church leagues, and soccer clubs. Expect plenty of time standing, and for outdoor sports, prepare for the elements. Travel is usually part of the job, but it’s probably a scoot across town. If you’re blowing a whistle, you better brace yourself for the possibility of verbal strip-downs (parental ire).

The hours fluctuate widely by sport and organization. Coaches can figure three hours or so for late afternoons, five days a week, plus weekend days in season. Umpires, referees, and scorekeepers usually work two to three hours per game. Figure on once a week for two or three games in an afternoon or evening.

Pay range:

High school coaching salaries vary widely by sport and geography and size of the student body. These positions may be for the season or the school year. You might search

Salarygenius.com

for average annual salaries in your town. Umpires and referees generally can make $30 to $70 per game.

Qualifications:

You need to be good with children, possess moderate physical fitness, and have an overall knowledge of the game. Specific education, training, and licensing requirements for coaches and officials vary greatly by the level and type of sport. Some entry-level positions for coaches require only experience gleaned as a participant in the sport. Umpires and referees usually are required to attend a training course and pass a test. You can gain experience by volunteering for intramural, community, and recreational league competitions.