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Expert advice for building your private practice The "business" of practice as a mental health professional is a skill that is seldom taught in school and requires thoughtful guidance and professional mentorship from those who have already succeeded. Containing the collective wisdom and secrets of many expert practitioners, this helpful resource provides useful insights for setting up, managing, and marketing your practice, including timely advice on being a successful provider in the digital age--from Internet marketing to building your online presence. Designed for private practices of any size and at any stage of development, this practical guide looks at: * Creating your dream niche practice * Choosing the right technological tools and resources to simplify and streamline your job * Leveraging the Internet to market your practice * Developing a practice outside of managed care * Transitioning to executive coaching * Ethical and legal aspects of private practice Full of action-oriented ideas, tips, and techniques, Getting Better at Private Practice provides both early career and seasoned mental health professionals with the knowledge and tools they need to establish, develop, and position their practice so that it is financially successful and life-enriching over the long term.
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Seitenzahl: 932
Veröffentlichungsjahr: 2012
Contents
Preface
Acknowledgments
About the Editor
About the Contributors
Section I: Setting Up, Managing, and Marketing your Practice
Chapter 1: Differences in Business Structures and Protections in Human Service Private Practice: Which Suits your Practice Best?
Choice of Business Entity: Protection Against Professional Liability Claims
Business Structure for Professional Practices
Apparent Agency
Sole Proprietorship
Partnerships
Corporations
Limited Liability Company (LLC)
Conclusion
Chapter 2: Making Ends Meet: Financial Management in Private Practice
Financing Your Practice
Working With Accountants and Financial Advisors
Analyzing your Practice Finances
Analyzing your Practice Operations
Accepting Credit Cards
Planning for a Secure Financial Future
References
Chapter 3: Managed Care Contracting: Strategies for Negotiating and Maintaining Relationships
What Does “In-Network” Mean?
How Do Providers Know if they Should Sign a Provider Agreement?
What is a Preferred Provider Organization (PPO)?
Determining “Break-Even” and Developing “Walk-Aways”
When to Contract With a Provider Network?
How is Profit Margin Determined?
Anatomy of a Contract
Claims Submission and Requirements for a Clean Claim
Claims Payment and Provider Compensation
Changes in Compensation
Balance Billing the Patient
Timely Filing Requirements
Term and Termination of the Contract
Audits and Recoupment
Policy and Provider Manual, Corporate Coverage Guidelines
Dispute Resolution and Process for Appeals
Credentialing Requirements, Malpractice and Liability Insurance
Reassignment of the Contract
Review Operations for Securing Payment
Contracting Strategy and Process Using a Centralized Committee
Review of the Contracting Process
Contract Assessment Strategies
Concluding Tip: Maintain Strong Relationships
Chapter 4: Ethical and Legal Aspects of Private Practice
Legal and Ethical Issues Regarding Termination
Boundary Violations—Crossing the Line
Proper Note Taking and Charting
Confidentiality
Summary
References
Chapter 5: How Writing a Column for your Local Newspaper Can Enhance your Private Practice
An Unusual Beginning
How Writing a Column Can Enhance your Practice
Developing a Writing Voice
Hooking your Readers
Composing Magnetic Headlines
Ready to Contact your Local Paper?
Write Sample Columns
Sample Columns
Question-and-Answer Formats
Compose a Query Letter
Edit, Edit, Edit—your Road to Success
Continuing Challenges
Will you Succeed?
Chapter 6: How Self-Publishing Can Enhance your Private Practice
Making It Happen!
A Little History
Cause-Based Marketing
Two Self-Publishing Success Stories
Types of Self-Publishing to Consider
Celebrate your Success!
Chapter 7: Working With the Media
Getting Quoted in the Media—Good for you, Good for the Public
Will I Get Paid?
Media Options
What you Need to Know About Journalists
What Journalists Look for in Experts
How to Connect With Journalists
The Media Interview
TV Interviews
Radio Interviews
Ethical and Legal Considerations
After the Interview
Build on your Media Presence
What if My Comments Do Not Appear at All in the Story or Article?
Conclusion
Chapter 8: The Power of Community Networking
A Mind-Set Enhancing Moment
Creating your Client Database or Marketing List (and Preparing to Create your Marketing List of Professionals and Others: Clients)
Growing your Client Mailing List: A Guiding Principle to Permission Marketing
Building Up your Professional Mailing List
Redesigning your Waiting Room
Creating Empowering Beliefs About Networking With Professional Referral Sources
Community Networking Through the Media
How Networking Through the Media Can Help your Practice
Blueprint for Creating Effective Press Releases
Creating Empowering Beliefs About Networking With Prospective Clients
Changing your Mind-Set is Not All That Difficult
Using Public Lectures to Promote your Practice
The Best Format in Designing your Lectures
Creating and Promoting a Workshop
Two-Step Marketing System as Applied to a Workshop
Handling Inquiries About the Workshop
Conducting the Workshop
Follow Up After the Workshop
Joint Ventures
Questions and Exercises
A Final Word
Chapter 9: The Benefits of Joining Professional Organizations
Professional Organizations
What I Wish I Knew then that I Know Now
Top 10 Tips
Oh My Gosh, You’re Kidding!
Do This Now!
Checklist for Success
Case Illustration: Dr. Newbie Goes to Washington
Chapter Take-Aways
Chapter 10: From Vision to Mission: Building a Practice That is Personally Satisfying and Professionally Successful
Here We Grow
From Vision to Mission
Child, Adolescent & Family Development Center
Love and Roller Coasters
Selected Resources
Reference
Section II: Building, Marketing, and Practicing in the Digital Age
Chapter 11: Web Sites and Internet Marketing
Introduction
Why a Successful Online Presence is Crucial for Private Practice Success
Web Sites and Blogs
Traffic: Getting People to Find your Site Through Internet Marketing
Conversion: Converting Visitors to Clients
Summary
Chapter 12: Building your Online Presence as an Expert
What is Marketing?
What Can Marketing Do for you?
What If you “Hate Marketing”?
What Does All This Have to Do With Marketing?
What If You’re Not “Tech Savvy”?
How To Get Started
Who is your Audience?
Leave your “Footprint” All Over the Web
How to Increase your Chances of Being Found Online—Search Engine Optimization
Hold your Audience’s Attention
Ethical Pitfalls and How to Avoid Them—Do’s and Don’ts
Summary
References
Chapter 13: Ethics and Social Networking Sites
What you Will Learn About
The Rise in Popularity of Social Networking Web Sites
The Impact of Social Networking Sites on Clinicians
Intentional Versus Unintentional Disclosures
Preventing Self-Disclosure: is This Necessary? What Kinds of Disclosures Should Be Limited? How Do I Prevent Disclosures?
Different Types of Interactions Taking Place on Social Networking Web Sites, and Different Purposes for Pages
Demographics: Who is Using Social Networking Sites?
Regulations and Guidelines Around the Use of Social Networking Web Sites: Does the APA Have a Position on Social Networking Sites?
Do Clinicians Want Formal Guidelines?
Is It Possible to Regulate Rapidly Changing Technology?
Chapter Take-Aways
References
Chapter 14: The Google Factor: Ethical Considerations for Therapists Practicing in the Digital Age
Introduction
Types of Self-Disclosure
Ways That Clients May Find Online Information About Their Therapists
Curiosity, Due Diligence, Intrusion, and Cyber-Stalking
What Therapists Can Do in Regard to Internet Disclosures
References
Chapter 15: Technological Tools for Therapists: A List of Helpful Software and Web Sites
Clinical Treatment Planning Helpers
Additional Online Resources
Additional, Select Areas Worth Exploring on Assessment Psychology Online
Six Medical Social Networks at a Glance
Reference
Section III: The Dream Niche Practice: Successful Stories of Specialization
Chapter 16: Starting and Growing Concierge Psychotherapy and Psychiatric Practices
Introduction
Who Am I?
What is Concierge Psychiatry?
The Customer
Referral Sources—The Lifeblood of your Business
Core Business Operations
Conclusion
Chapter 17: Developing a Practice Outside of Managed Care
Introduction
Necessary First Steps in Developing a Practice Outside of Managed Care
Necessary Attitude Adjustments
My Studies of Practicing Outside of Managed Care
Conclusions
References
Chapter 18: Using Feedback-Informed Treatment (FIT) to Build a Premium-Service, Private-Pay Practice
Introduction
My Start
Selected Resources
Resources
Chapter 19: The One-Stop Shop: Collaboration Beyond Psychology
Icarus is Born
Inspiration and Opportunity
Sketching in the Sand
Outsourcing the Wind and the Wings
Standing on the Shoulders of Others
A Flight of Fancy
In the Shadow Below
The Fall
The Bounce
Walking, Biking, Swimming, and Researching Wing Designs
Chapter 20: Psychologists in Dispute Resolution: Being Part of a Revolution!
Psychologists in ADR
The Stage
The Attributes Needed to Do This Work
Psychologists’ Roles in Collaborative Divorce
Practicing Psychology or Law Without a License
How Do you Get Involved in This Work?
Conclusion
Annotated Bibliography
The Preeminent Organizations in the Field
Chapter 21: Why Wait?: Building a Stellar Practice in Weight Management
Some Background
Competitive Advantages
Why Weight Management, Anyway?
How to Get your Practice Started
Where Else Can Referrals Come From?
Marketing, Staying (and Thriving!) in Business
Summing Up
Samples for your Practice
References
Chapter 22: Becoming an Educational Consultant
What is an Educational Consultant?
How Do you Train?
Pluses and Minuses of Educational Consultation Work
Selected Resources
References
Chapter 23: Building a Successful Education Business
Introduction: A Personal and Universal Story of Struggle and Success Building a Small Business
Life Crisis That Started Me on My Entrepreneurial Path
What I Learned From Former Secretary of State, Madeline Albright, That Allowed Me to Succeed
The Dream I Had That Cured Me of My Nearly Paralyzing Fear
The Single Most Important Thing to Focus On to Succeed in Business
How to Become a Master Marketer Even If you Are Not the “Salesperson” Type
How to Differentiate Yourself From your Competition
How to Test Out Quickly and Cheaply if your Business Idea is Any Good
My Vision and How It Drives the Growth of Our Company
Universal Lessons Learned
Chapter 24: Blending Treatment Innovation and Economic Success for Working With Troubled Emerging Adults: The Yellowbrick Model
The Emerging Adult
Responding to an Unmet Need
Yellowbrick—An Overview
The Yellowbrick Model’s Components
Yellowbrick Programs
References
Chapter 25: Transitioning to Executive Coaching
Introduction
Executive Coaching: An Introduction and an Invitation
Organizations and Resources for Professional Development
Why Mental Health Professionals Are Well Suited to Executive Coaching
The Philosophy of Coaching
Coaching Competencies
Foundation Knowledge Required for Professional Coaching
Becoming a Credentialed Coach
Building your Coaching Practice
Creating a Coaching Niche
Coaching Compensation
Conclusion
Helpful Web Sites
References
Chapter 26: A Psychologist’s Career in Sports Administration
Introduction
Is a Career in Sports Right for you? Assessing your Core Competency
Breaking Into the Field—A Career in Sports Administration
A Psychologist’s Journey into Sports Administration, or I Preach What I Have Practiced
Conclusion
Chapter 27: Working in Sport Psychology
What is Sport Psychology, Anyway?
A Brief History of Sport Psychology in North America
What’s in It for Me? 10 Good Reasons to Do Sport Psychology
Competence
References
Section IV: Final Thoughts
Chapter 28: “You’re Fired! Hooray!” Or How I Learned to Stop Worrying and Fall Back in Love With Working in Psychology
“Gradual” School
When Electives Should Be Required
Internship Hell
First Job
The Beginning of the End
The End of the Beginning
The Good, the Bad, and the Ugly
Back to the Future
Chapter 29: Why All the Enlightenment, Empowerment, and Edification Embedded in This Book May Mean Nothing to you
Index
Cover Design: Andy Liefer
Cover Art: © evirgen/iStockphoto
Copyright © 2012 by John Wiley & Sons, Inc. All rights reserved.
Chapter 25: Transitioning to Executive Coaching, copyright © 2012 by Jeffrey E. Auerbach. All rights reserved.
Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.
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Library of Congress Cataloging-in-Publication Data:
Getting better at private practice / [edited by] Chris E. Stout.
p.; cm.
Includes bibliographical references and index.
ISBN 978-0-470-90398-8 (pbk.: alk. paper)
ISBN 978-1-118-25961-0 (ebk)
ISBN 978-1-118-23505-8 (ebk)
ISBN 978-1-118-22121-1 (ebk)
ISBN 978-1-118-08997-2 (obk)
I. Stout, Chris E.
[DNLM: 1. Private Practice—organization & administration. 2. Practice Management. W 89]
610.68—dc23
2012008108
To K, G, and A. I’ll be home soon.
Preface
Full of action-oriented ideas, tools, tips, and techniques, this rich resource provides early career and seasoned health professionals with the knowledge and tools they need not only to initially establish a private practice, but also to develop and specialize the practice so that it is financially successful and life-enriching over the long term.
Containing the collective wisdom and secrets of many expert practitioners, each chapter is written in the author’s own voice and engaging style. The book is broken into four sections. Section I covers setting up, managing, and marketing your practice and contains chapters with coverage running the gamut from providing advice on selecting the best business structure for your practice, and working more effectively with HMOs, all the way to marketing and growing your business in a variety of ways, from writing a column in your local newspaper, to working with the media, to becoming active in professional organizations.
Section II addresses being a successful health care provider in the digital age. In this section, you’ll find chapters containing information on Internet marketing, building your online presence, and a vast selection of technological tools and resources to simplify and streamline your job, as well as ethical considerations to be mindful of.
The goal of these first two sections is to lay the groundwork, by providing specific techniques and tools, for creating your “Dream Niche Practice,” which is the focus of Section III. This section describes the ins and outs, as well as pros and cons, of myriad successful niche practice areas, including concierge, weight management, educational consulting, executive coaching, and sports psychology businesses.
And finally, in Section IV, I address the many of us who have had professional positions, and even been fired from them—and learned from those experiences. In recognizing such experiences, this book also provides hopeful real-world advice for managing such situations as well as the insight into the benefits they can ultimately provide, even if they’re not initially obvious.
Remember, it was tough to get started, and it can be tough to get better, but now you have the help you need.
Chris E. Stout
Acknowledgments
I am honored to have been able to work with each of the contributing authors of this book, and I am very proud of the result. With this book, I get to stand on the shoulders of giants. And as with any book that is published, the author is especially grateful to have worked with the publisher in what is a wonderfully symbiotic relationship. I have had both the pleasure and the honor to have worked with Wiley for over 20 years’ worth of books, and no team has been more helpful than the professionals who have helped turn this concept into a reality—Sweta Gupta, Marquita Flemming, and Peggy Alexander, you are each amazing and have been so helpful throughout this work and in the production process, expertly navigating all of the many proverbial moving parts—ensuring the proper style is used, formatting, proofing, version control, and a myriad of other details that are all equally important in making this project a success.
One’s family is always a part of a book as time working on the project is time apart from them—even if you are in the same room. The support of my wife, Karen, is always invaluable, whether I am writing or not. Both of my children, Grayson and Annika, were valued partners in my de-stressing time following periods of writing for too long. I thank and love you all.
Chris E. Stout
Kildeer, IL
About the Editor
Chris E. Stout, PsyD, is a licensed clinical psychologist and brings a diverse background perfectly tailored to making the Center for Global Initiatives (ranked as a top Healthcare Nonprofit by GreatNonprofits.org) into a reality. He has the necessary entrepreneurial experience from multiple health care center start-ups. He also is a clinical full professor in the College of Medicine, Department of Psychiatry; an advisory board member of the College of Medicine’s Center for Global Health; a fellow in the School of Public Health Leadership Institute, and is a core faculty at the International Center on Responses to Catastrophes at the University of Illinois, Chicago. He also holds an academic appointment in the Northwestern University Feinberg Medical School, Department of Psychiatry and Behavioral Sciences’ Mental Health Services and Policy Program, and was a visiting professor in the Department of Health Systems Management at Rush University. He served as a Non-Governmental Organization Special Representative to the United Nations. He was appointed by the secretary of the U.S. Department of Commerce to the Board of Examiners for the Baldrige National Quality Award. He holds the distinction of being one of only 100 worldwide leaders appointed to the World Economic Forum’s Global Leaders of Tomorrow 2000—joining the ranks of Tony Blair, Jody Foster, Bill Gates, R. J. Rowling, and Lance Armstrong—and he was an invited faculty at the Annual Meeting in Davos. He was invited by the Club de Madrid and Safe-Democracy to serve on the Madrid-11 Countering Terrorism Task Force.
Dr. Stout is a fellow in three divisions of the American Psychological Association, past president of the Illinois Psychological Association, and is a distinguished practitioner in the National Academies of Practice. He was appointed as a special (citizen) ambassador and delegation leader to South Africa and Eastern Europe by the Eisenhower Foundation. He is the series editor of Contemporary Psychology (Praeger) and Getting Started (Wiley & Sons). He produced the critically acclaimed four-volume set, The Psychology of Terrorism, and more recently, the highly praised and award-winning three-volume set, The New Humanitarians. Dr. Stout has published or presented over 300 papers and 30 books/manuals on various topics in psychology, including the popular Evidence-Based Practice (Wiley, 2005, with R. Hayes). His works have been translated into eight languages. He has lectured across the nation and internationally in over 20 countries, and visited 6 continents and over 80 countries. He was noted as being “one of the most frequently cited psychologists in the scientific literature” in a study by Hartwick College. He is the 2004 winner of the American Psychological Association’s International Humanitarian Award, the 2006 recipient of the Illinois Psychological Association’s Humanitarian Award, the 2008 recipient of the Psychologists for Social Responsibility’s Humanitarian Award, and the 2009 winner of APA’s Division on International Psychology’s Outstanding Psychologist Award. He is one of five in the inaugural Inductees into the Hall of Fame at his high school alma mater (2010).
He has served as chief of psychology, director of research, and senior VP of an integrated behavioral health care system during a 15-year tenure. He served as Illinois’ first chief of psychological services for the Department of Human Services/Division of Mental Health—having made him the highest ranking psychologist in the state of Illinois and a committed reformer of psychology within the governmental setting. He also served as chief clinical information officer for the state’s Division of Mental Health in 2004—a cabinet-level position. He is the first psychologist to have an invited appointment to the Lake County Board of Health. The breadth of his work ranges from having served as a judge for Dean Kamen’s FIRST Robotics competitions, to serving on the Young Leaders Forum of the Chicago Community Trust. His humanitarian activities include going on international missions with the Flying Doctors of America to Vietnam, Rwanda, Peru, and the Amazon, as well as War Child in Russia; having worked with the Kovler Center (for Refugee Survivors of Torture), Amnesty International, RWJ Foundation, the Elizabeth Morse Charitable Trust, and Psychologists for Social Responsibility. He founded a kindergarten for AIDS orphaned children in Tanzania and continues as a consultant. He also was a delegate at the State of the World Forum in Belfast. He is a signatory to the UN’s 50th Anniversary of the Universal Declaration of Human Rights. He is the inventor of the 52 Ways to Change the World card deck. He is listed in Fast Co.’s Global Fast 50 nominees and in Richard Saul Wurman’s “Who’s Really Who, 1000: The Most Creative Individuals in America.” He currently serves on the Illinois Disaster Mental Health Coalition, the Medical Reserve Corp, and he is a member of the APA Disaster Response Network. He has won awards for public service announcements he’s written and produced as well as for his photography—one was displayed in the Smithsonian.
Dr. Stout was educated at Purdue, the University of Chicago’s Graduate School of Business, and Forest Institute, gaining over 24 awards and 4 scholarships, including the Purdue Distinguished Academic Performance Award, the Purdue Alumni Association Distinguished Service Award, and valedictorian of his doctoral class. He obtained postdoctoral experience at Harvard Medical School as a fellow in neurodevelopmental behavioral pediatrics. He was awarded “Distinguished Alumni of the Year from Purdue University” in 1991, Federal Advocacy awards from AAP (1997) and APA (1998), APA’s Heiser Award (1999), and IPA’s Distinguished Psychologist of the Year (1999), in addition to over 30 other postdoctoral awards.
He also produced award-winning public service announcements. He has been interviewed on many radio, cable, local, and national television programs (e.g., CNBC, CNN, WGN, NBC, PBS, NPR, Medical Rounds, Chicago Tonight, CL-TV, Oprah, Eye On Harvard, Christina, Bertise Berry, et al.) and by numerous publications (Time, Chicago Tribune, Wall Street Journal, New York Times, USA Today, Women’s Day, Modern Healthcare, Associated Press, Child Magazine, Chicago Sun-Times, Windy City Sports, Northshore Magazine, Monitor on Psychology, . . .). He coined the term Emmortality and numerous registered service marks. He was an American delegate and presenter at the First International Conference on Unconventional Computing. A unique and distinct honor was his being named 1 of 10 Volunteers of the Year by Pioneer Press in 1999, for his global efforts, and both the Senate and House similarly recognized his work by proclamation of “Dr. Chris E. Stout Week.”
His current interests are in the multidisciplinary aspects of global psychology and health care, complex systems, and battling mediocrity. He’s an ultra-marathon runner, diver, and avid (albeit amateur) alpinist, having thus far summited three of the world’s seven summits and Mt. Whitney (tallest in 49 states), Mt. Rainier, Yosemite’s Half-Dome, and founded SummitsForOthers.org. His greatest joy comes from being with his best friend and wife, Dr. Karen Beckstrand, and their two children, Grayson and Annika.
About the Contributors
Michael Aisenberg, PsyD (aka “Dr. A”) is a bilingual/bicultural (Spanish/Argentine), licensed clinical psychologist who received his doctorate from the Illinois School of Professional Psychology after obtaining a BA in psychology from the University of Wisconsin–Madison. He brings over 20 years’ experience working with clients of all ages in facilitating growth, improvement and change.
Jeffrey E. Auerbach, PhD, a California licensed psychologist, began coaching in 1986. He designs and delivers executive coaching programs throughout the United States. In addition, although based in California, he has worked with clients in Canada, Mexico, Europe, South America, the Middle East, Australia, India, and Korea.
Dr. Auerbach serves on the global board of directors of the International Coach Federation. He has served both as president and, for 5 years, as an International Board Member, of the Association of Coach Training Organizations. He currently serves on the Editorial Board of Coaching: International Journal of Theory, Research and Practice.
Dr. Auerbach is the author of the classic coaching book, Personal and Executive Coaching, now in its 11th printing. In addition, he conducted the first state of the coaching industry research survey, What Organizations Need to Know: The State of the Coaching Industry Report, which was published in 2005. He also is the author of numerous research papers and book chapters on the coaching field. Other professional involvement includes 2 years as the co-chair of the American Psychological Association’s Society of Consulting Psychology Conference; 4 years as a Steering Committee member of the American Psychological Association Healthy Workplace Awards (California); and Steering Committee member of the Executive Coaching Summit. He holds a PhD in psychology and is a graduate of the University of California, Santa Barbara; the California Graduate Institute; and Antioch University. Dr. Auerbach is particularly passionate about the power of coaching to uplift humanity, and the needs of credentialed coaches and students seeking coach credentialing. He holds the Master Certified Coach credential, the highest level of credential in the coaching industry, from the International Coach Federation.
David W. Ballard, PsyD, MBA is Assistant Executive Director for Marketing and Business Development at the American Psychological Association and the APA Practice Organization. In this capacity, he designs and directs efforts related to health and well-being in the workplace, works to enhance psychology’s position in the marketplace and provides research and development and strategic consultation to help psychologists build, manage, market, and diversify their practices.
Dr. Ballard spearheads the Psychologically Healthy Workplace Program (PHWP), a collaborative effort between the American Psychological Association and the APA Practice Organization, designed to help employers optimize employee well-being and organizational performance. The PHWP includes APA’s Psychologically Healthy Workplace Awards, a variety of APA Practice Organization resources, including PHWP Web content, e-newsletter, podcast, and blog, and support of local programs currently implemented by 52 state, provincial, and territorial psychological associations as a mechanism for driving grassroots change in local business communities.
Dr. Ballard has provided research and consultation services to government agencies, medical schools, and universities in the areas of public health, prevention, and health care finance and has experience in management, marketing, and consumer research. He is currently on the board of directors of the Health Enhancement Research Organization and the Health Project/C. Everett Koop National Health Awards and serves on the National Business Group on Health’s Workplace Emotional Wellness Advisory Board.
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!
Lesen Sie weiter in der vollständigen Ausgabe!